Bringing Private Wealth Management to All Australians
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Finance and Mortgage Management

In addition to providing Australians with both a mortgage management (via our own Wholesale Funding Program) and a finance brokerage service (via funds sourced from a range of financial and banking institutions), Equiti Finance specilaises in mortgage reduction and debt management services.

It’s a refreshing approach to finance that’s designed to find the best finance solution for individual circumstances.

Whilst specialising in residential property loans for our clients, Equiti Finance will provide you with the right home loan to meet your individual needs and requirements, whether you’re buying your first home, refinancing an existing mortgage or buying an investment property.

Our team of dedicated finance consultants, supported by our own in-house customer services team, will guide you through all stages of the loan application process and maintain a personal relationship throughout the life of your loan.

We understand that when it comes to finance, communication is key.

Buying your First Home

If you are tired of renting and ready to get into your own home, Equiti Finance can help you cut through the mortgage jargon and find the home loan that best suits your needs.
Buying your first home is a major milestone in your life, but it doesn’t need to be a stressful and/or confusing experience. We have several options for first home buyers which can make the purchasing process easy and affordable.

Bridging finance: selling your current home while you are searching for a new one can be a stressful situation. Equiti Finance offers you a simple solution with our Go Between Home Loan.

Refinancing & Debt Consolidation

If you are looking for a new loan with a better rate and more features or would like to consolidate your debts into one easy to manage repayment and save interest, Equiti Finance has several options for you.

Benefits of refinancing:

  • Move to a lower rate
  • Consolidate your personal loans or credit cards to your home loan and pay a lower interest rate
  • Upgrade to a home loan with more features
  • Borrow additional funds for renovation or investment.

By consolidating your debts you may be able to reduce the amount you pay each month in repayments. Home loan interest rates are generally lower than the interest rates charged on credit cards or personal loans, so by rolling these debts into your mortgage, the total amount that you have to repay each month will reduce.

<h2>Refinancing Tips & Tricks</h2>

You don’t have to be buying or selling your home to move your loan. There is no reason to wait until you sell your home or buy another property. If you are not satisfied with your current loan, why not start saving now? You can save thousands by switching to a more appropriate loan.

Saving made as a result of lower interest rates and low or no monthly fees can be sizeable. When these savings are added to your repayments, they can cut years off your home loan and save you a considerable amount.

Save more by consolidating your finances: consolidating your credit cards, personal loans and car loans with your home loan could save you a small fortune in interest payments, fees and charges.

You don’t need to shop around.

Equiti Finance will do the running around for you! Equiti Finance consultants use their expertise and experience in the home loan market coupled with a unique computer software program that enables us to compare hundreds of loans in a matter of minutes. Our consultants will then be able to provide you with a short list of loans that are both competitive and suitable and simplifying the refinancing process for you.

Investment Loans

How about making your money work for you? Buying an investment property may allow you to take advantage of the associated tax benefits and introduce a regular and steady income stream and investing in property has always been seen as a safe and effective way to build wealth.

The tangible evidence of your investment coupled with the rental income and possible tax concessions make it easy to see why an investment in property can be an attractive choice.

There are several home loans that are options for you to get your foot in the investment property door.

Contact an Equiti Finance consultant today and we will be delighted to help you find the most suitable financing solution.